Non-UK Resident Travel Insurance
Our Travel Insurance for Non-UK Residents is designed for people who do not live in the UK but reside in EU or EEA countries.
Plan Options
International Travel Insurance for Non-UK Residents
Whether you want to be covered for an annual multi-trip, a single trip or even for a winter sports trip, our travel insurance will cover you even if you’re not a resident of the UK for up to $/€1,000,000 for emergency and accidental medical treatment whilst you’re abroad.
Expatriate Group’s Non-UK Residents travel insurance provides excellent cover for journeys to areas within Europe and Worldwide and if you want to ensure that you’re completely protected we provide additional enhanced benefit options that you can add to your package.
Travel Insurance Non-UK Resident
Whether you want to explore the stunning lakes of Italy or you want to venture further afield and discover the ancient ruins in Mexico we cover you almost wherever in the world you want to go and adapt policies depending on the length of your trip, destination and party details. It’s important that you are happy with your level of medical insurance, so you can sit back, relax and enjoy your holiday worry-free.
Travel Insurance Non-UK Resident
Policy Benefits
Key Benefits of our Non-UK Resident Travel Insurance
We understand that every traveller has different budgets and varying priorities and with that in mind, we offer a core international non-UK resident insurance policy, additional policy options and destination tailoring so that you can adapt cover and premiums to provide you with exactly the right travel insurance solution for your needs.
Emergency Medical Evacuation
Our basic travel insurance includes medical evacuation cover for travellers to protect you from the high costs when overseas. This includes 100% cover should an air ambulance, hospitalisation, surgery, repatriation for medical treatment and the other benefits listed in the schedule below be required.
Emergency & Accidental Medical Treatment
This is the core policy option, which provides the important medical cover against the high cost of medical treatment overseas. The Basic plan benefits also provide you with 24-hour access to trained nurses to ensure that medical advice is only ever a phone call away.
Enhanced Benefits & Protection
When travelling there can be some unavoidable issues. If you want to ensure that you’re covered should your baggage be delayed or lost, and if you miss your departure or lose your passport, then we offer a level of protection that further protects you against these losses.
Cancellation & Curtailment Cover
Adding to the benefits of the Standard level of cover, cancellation and curtailment covers you in the event that your trip is unexpectedly cancelled, or you are forced to return home early. This covers both medical reasons, extending to loved ones, as well as evacuation for non-medical reasons.
Non-UK Residents
The Benefit Schedule
The benefit schedule below is applicable to Expatriate Group’s Non-UK Resident Travel Insurance. It is a summary of travel cover and must be read in conjunction with the policy wording. All coverages and plan costs listed in this schedule of benefits are in Euros, dollars, and pounds. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.
| BASIC Medical Treatment & Evacuation | |||
|---|---|---|---|
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Air Ambulance | 100% per Trip | ||
| Accompaniment | $/€300 per day up to $/€3,000 per Trip | ||
| Continuation | $/€5,000 per Trip | ||
| Repatriation for Medical Treatment | 100% per Trip | ||
| Care Management | 100% per Trip | ||
| Acute/emergency Sickness and Injury | 100% per Trip | ||
| Treatment by authorized physicians, nurses and specialists | 100% per Trip | ||
| Hospitalization (semi-private rooms) | 100% per Trip | ||
| Surgery, anesthesiologist | 100% per Trip | ||
| Prescribed medicines, dressings | 100% per Trip | ||
| Local transport to and from the place of treatment | 100% per Trip | ||
| Treatment by physiotherapists and chiropractors | $/€2,500 per Trip | ||
| Medically Necessary required durable medical equipment | 100% per Trip | ||
| Limited motorcycle and sports vehicle coverage for injuries only | $/€10,000 per Trip | ||
| Emergency dental treatment for immediate relief of pain | $/€500 per Trip | ||
| Non-Hazardous Sports Coverage | $/€150,000 per Trip | ||
| Other Benefits | |||
| Repatriation of Mortal Remains | $/€25,000 per Trip | ||
| ATMSafe | $/€500 per Trip | ||
| STANDARD Enhanced Benefit Options | |||
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Baggage Delay 1 | $/€100 per day up to $/€700 per Trip | ||
| Baggage Loss/Theft | $/€500 per Item up to $/€2,500 per Trip; subject to $/€100 Deductible per Trip | ||
| Personal Liability | $/€100,000 per Trip | ||
| Accidental Death & Disability / Permanent Total Disability | $/€100,000 per Trip | ||
| Additional Hospital Benefit (per day / total benefit) | $/€75 per day up to $/€600 per Trip | ||
| Physical Assault | $/€5,000 per Trip | ||
| Money and Documents (tickets, cash, banknotes) | $/€500 per Trip | ||
| Loss of Passport | $/€250 per Trip | ||
| Travel Delay 1 | $/€100 per day up to $/€1,000 per Trip | ||
| Missed Departure | $/€1,000 per Trip | ||
| Legal Expenses | $/€10,000 per Trip | ||
| Hijacking | $/€1,000 per Trip | ||
| Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters | $/€1,500 per Trip | ||
| 1. Benefit does not apply to One Way Trips | |||
| COMPREHENSIVE Cancellation and Curtailment Cover | |||
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Cancellation and Curtailment 2 | $/€2,000 per Trip; subject to $/€100 Deductible per Trip | ||
| Compassionate Repatriation (Family Return) | $/€6,000 per Trip | ||
| 2. Benefit not available to residents of the USA | |||
|
Add On Option 1 Winter Sports Package – Limited to 21 days aggregate per Policy Period |
|||
| Ski Equipment | |||
| Owned | Up to $/€300 | ||
| Hired | Up to $/€300 | ||
| Single item limit | $/€300 | ||
| Unreceipted Items Limit | Up to $/€150 | ||
| Unreceipted Single Item Limit | Up to $/€50 | ||
| Ski Hire | $/€25 per day up to $/€300 | ||
| Ski Pack | $/€25 per day up to $/€300 | ||
| Piste Closure | $/€25 per day up to $/€300 | ||
| Delay Due to Avalanche | Up to $/€300 | ||
|
Add On Option 2 Business Equipment & Money |
|||
| Business Equipment | Up to $/€1,500 | ||
| Single Item Limit | $/€500 | ||
| Computer Equipment Single Item Limit | $/€750 | ||
| Samples Limit | $/€400 | ||
| Unreceipted Items Limit | Up to $/€300 | ||
| Unreceipted Single Item Limit | $/€50 | ||
| Delayed Business Equipment | $/€100 per day up to $/€300 | ||
| Emergency Courier of Essential Business Equipment | Up to $/€400 | ||
| Business Equipment Hire | $/€100 per day up to $/€500 | ||
| Business Money | Up to $/€500 | ||
| Cash Limit | $/€200 | ||
|
Add On Option 3 Golf Cover – Limited to 21 days in aggregate per Policy Period |
|||
| Golf Equipment | Up to $/€1,000 | ||
| Single Item Limit | $/€200 | ||
| Unreceipted Items Limit | Up to $/€300 | ||
| Unreceipted Single Item Limit | $/€50 | ||
| Golf Equipment Hire | $/€50 per day up to $/€250 | ||
| Non-Refundable Golfing Fees | $/€50 per day up to $/€250 | ||
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Non-UK Resident Insurance FAQs
Where can you get travel insurance for a non-UK resident?
You can get it right here. At Expatriate Group we will cover you for emergency medical treatment and more even if you’re not a resident in the UK. We also offer a cashless health insurance solution.
Get an Non-UK resident Travel Insurance quote today.
Can I extend my cover whilst abroad?
Yes, if you’ve purchased a single trip or annual multi-trip policy an extension of no more than 30 days may be granted per policy. We do not offer extensions on one-way trip policies. If you need protection for a longer period of time, consider our International Health Insurance. Alternatively, take a look at the other Expat Insurance products we offer.
Get an Non-UK resident Travel Insurance quote online now.
Is there a timeline to submit a claim?
Yes, all claims must be submitted within 90 days from the date of the incident otherwise they will be denied.
Get an Non-UK resident Travel Insurance quote today.
What is not covered by non-UK travel insurance?
Our travel insurance will not cover you if you try to make a claim resulting from an extreme sporting activity that isn’t covered by the policy. If you’re going skiing, we advise you purchase our Winter Sports package to ensure that all your equipment is protected.
Get an Non-UK resident Travel Insurance quote online easily.
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