International Health Insurance for Professionals
Expatriate Group has the knowledge and experience required to provide you with quality healthcare when you work abroad. With years of experience supporting customers living and working all over the world, our flexible, comprehensive international health insurance policies are the solution you need when you work overseas.
Work Abroad
Medical insurance for professionals abroad
Whether you frequently move around for your work or whether you’re starting a new venture overseas, there can be a variety of reasons why you’re moving abroad to work.
International medical insurance for professionals will give you peace of mind that your healthcare needs will always be covered. With extensive, comprehensive cover from Expatriate Group, you’ll know you’ll always be able to access quality healthcare whenever you need it, so you can stay focused on your work.
Work Abroad
Medical insurance for professionals abroad
What is international health insurance for professionals?
Our medical insurance for professionals abroad gives individuals access to private healthcare facilities and treatment. Our policies offer a range of benefits and additional features, so you can find the right cover for your specific needs.
Expatriate Group will make sure your healthcare needs are taken care of while you work overseas, providing instant cover and 24/7 support for both routine and emergency care.
What is international health insurance for professionals?
Do I need international medical insurance for professionals?
Many countries state that having international health insurance is a condition of qualifying for a working visa. Other countries may offer public healthcare to people who work in the country, but it might only be accessible after a certain period of time, and sometimes the healthcare provision is of a lower quality than you may be used to, with long wait times.
International health insurance for professionals means you’ll always be able to access quality healthcare in a timely manner, avoiding long waitlists. International medical insurance can also help you access medical professionals who speak your language, making the experience more straightforward for you.
Do I need international medical insurance for professionals?
Why choose us
Why choose Expatriate Group for international health insurance for professionals?
Expatriate Group’s medical insurance for professionals abroad means you’ll be able to access the healthcare you need, when you need it. It can also help you to qualify for working visas where having international health insurance is a requirement.
With Expatriate Group, you’ll have access to a 24/7 helpline, open 365 days a week, so you’ll always be able to contact us whenever you need. Whether via phone, email, or our online chat service, our friendly and knowledgeable team are always on hand to assist with your healthcare needs.
Unlike some other international health insurance providers, Expatriate Group does not operate on a network of hospitals. This means you have complete freedom to choose a healthcare facility that you’re comfortable with, including hospitals, GPs, and clinics.
Not fluent in the language yet? That’s no problem. We’ll help you to find a qualified medical professional who speaks your language, so you can easily communicate your healthcare needs with them.
Why choose us
Why choose Expatriate Group for international health insurance for professionals?
Policy Benefits
Benefits of international medical insurance for professionals
Expatriate Group’s international health insurance for professionals is designed to cover a range of needs for those living and working abroad. Our comprehensive cover includes both routine treatment and emergency medical care, so you’ll know you’re covered even with unexpected occurrences.
Below are just some of the benefits of our international medical insurance for professionals:
Emergency
medical transportation
Ensuring you reach the nearest appropriate medical facility
Emergency
dental treatment
Included on all our insurance plans, with routine care included on the Select plan
Compassionate
travel
Contribution to travel costs so a family member can be with you if you have to stay in hospital
GP consultations
Consultation fees are included as standard across all our plans, including outpatient surgeries
Diagnostic
tests
Including MRIs and CAT scans
Maternity
care
Including home delivery and caesarean (on our Select plan, after you have been covered for 12 months)
Insurance plans
What’s the best international health insurance for professionals?
Expatriate Group is an expert in international healthcare, having provided cover for our customers since 1997. We have four different health insurance plans for professionals, offering a range of features, so you can find the right solution for your specific medical needs.
Select
- Comprehensive plan
- Maternity care
- Dental care
- Optical care
Primary+
- Hospital care
- Outpatient care
- Emergency dental
- Diagnostic tests
Primary+ Lite
- Hospital care
- Prescribed medicine
- Emergency transportations
- Emergency dental treatment
Primary
- Hospital treatment
- Doctor and specialist fees
- Outpatient surgeries
- Prescriptions and drugs
Policy Benefits
The Benefit Schedule
Below is a summary of the benefits included in each of the four international healthcare insurance plans. For more information get in touch with Expatriate Group today.
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| Income Replacement | ||||
| Accidental Death and Permanent Total Disability† | $/€/£100,000 | |||
| † For Terms and Conditions see separate PAI Policy Wording | ||||
| Hospital Benefits | ||||
| Annual Aggregate Maximum | $/€/£5,000,000 | $/€/£1,500,000 | €/£/$1,000,000 | $/€/£1,000,000 |
| Private Hospital Bed |  |
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| Surgeries, Anaesthetists’ fees, Operating Theatre, Specialist, Physician and Nursing Fees, Intensive Care. | |
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| Prescribed Medicine and Drugs | |
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| Diagnostic Tests and Procedures (including MRI, CAT, PET) | |
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| Oncology/Cancer Treatment | |
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| Psychiatric | 30 days | 30 days | 30 days | 30 days |
| Home Nursing (following hospitalisation) | 30 days | 30 days | 30 days | 30 days |
| Hospital Cash Benefit | $/€/£150 per night | $/€/£100 per night | $/€/£100 per night | $/€/£75 per night |
| Rehabilitation (following hospitalisation) | $/€/£2,000 | $/€/£2,000 | $/€/£2,000 | $/€/£2,000 |
| Parent Accommodation | |
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| Second Opinion for Surgery | |
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| Organ Transplant | $/€/£300,000 | $/€/£150,000 | $/€/£150,000 | $/€/£100,000 |
| Outpatient & GP Benefits | ||||
| Family doctor, GP, Specialist and Physician consultations fees; including outpatient surgeries | |
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| Prescribed Medicine and Drugs | |
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Outpatient benefits capped at €/£/$1000 | for pre-hospitalisation and then for 60 days following a valid hospitalisation |
| Diagnostic Tests and Procedures (including MRI, CAT, PET) | |
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| Physiotherapy & Alternative Medicine | 20 sessions | 10 sessions | 10 sessions | |
| Management of Chronic Conditions | $/€/£100,000 | $/€/£20,000 | ||
| Oncology/Cancer Treatment | |
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| Psychiatric | 10 sessions/$/€/£3,000 | 10 sessions/$/€/£3,000 | ||
| Assistance Services & Special Benefits | ||||
| Emergency Medical Transportation | |
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| Local Ambulance | |
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| Expenses for accompanying Dependent | ||||
| Travel | |
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| Accommodation & Subsistence | $/€/£150 per day | $/€/£100 per day | $/€/£100 per day | $/€/£75 per day |
| Repatriation of Mortal Remains | $/€/£10,000 | $/€/£5,000 | $/€/£5,000 | $/€/£5,000 |
| Compassionate Travel | |
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| Family Compassionate Travel | $/€/£250 | $/€/£250 | $/€/£250 | $/€/£250 |
| Terminal & Palliative Care | $/€/£30,000 | $/€/£20,000 | $/€/£20,000 | $/€/£15,000 |
| HIV, AIDS & ARCS | $/€/£50,000 (lifetime) | $/€/£50,000 (lifetime) | $/€/£50,000 (lifetime) | |
| Maternity Care | ||||
| Complications of Pregnancy | 100% | $/€/£5,000 | $/€/£5,000 | |
| Normal Delivery | $/€/£7,500* | |||
| Elective Caesarean Operation | $/€/£7,500* | |||
| Non-elective Caesarean Operation | $/€/£7,500* | |||
| Home Delivery | $/€/£7,500* | |||
| Home Nursing following Home Delivery | 5 days* | |||
| New Born Care | $/€/£25,000* | |||
| * = Excludes costs incurred in first 12 months | ||||
| Dental Care | ||||
| Accidental Emergency Dental Treatment | |
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| Routine Dental Treatment | $/€/£750 | |||
| Basic Restorative Dental Treatment | $/€/£750 | |||
| Major Restorative Dental Treatment | $/€/£1,000 | |||
| Dental benefits (except Accidental) are subject to a 20% co-pay | ||||
| Optical Care | ||||
| Examinations & Lenses (inc. contact lenses) | $/€/£150 | |||
| Preventative Care | ||||
| Annual Medical Check-up | $/€/£ 300 | $/€/£ 250 | ||
| Travel Vaccinations | |
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| Cervical Smears | |
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| Mammograms | |
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| Prostate Cancer Screening | |
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| = 100% refund to policy annual maximum aggregate, * = Excludes costs incurred in first 12 months |
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