Expat-Pay: Cashless Health Insurance
Global medical coverage that never leaves you out of pocket.
Avoid up front medical fees for your employees by providing cover via our digital cash-less iPMI solution so treatment can be paid for immediately.
NO UP-FRONT COSTS
Safeguarding Employees
Expatriate Group understand the importance of protecting employees who are working overseas. For companies with as few as three staff working abroad, we can provide a Corporate Health Insurance solution that will give you, and your personnel, total peace of mind.
Our digital cash-less service eliminates the need for you, or your employees, to self-fund medical care overseas before claiming. Treatment will be paid for by Expatriate Group via Apple Pay or Google Pay, supported by MasterCard. Physical cards will also be available to make payment.
With this unique service you will never have to pay any up-front medical costs. Everything is efficiently authorised by our claims team, meaning all your employees have to do is pay for care using the digital payment card provided by us.
POLICY BENEFITS
Corporate Cash-Less Protection
- No up-front costs or expenses
- Digital or physical payment card
- Apple Pay and Google Pay eligible
- No credit checks or approval process
- Any medical facility accepting MasterCard
- Covers all aspects of medical care
POLICY BENEFITS
Corporate Cash-Less Protection
MEDICAL TREATMENT
How Does It Work?
Our cash-less service means your employees will have access to healthcare no matter their financial position. Each individual will be able to pay via their phone, using Apple Pay or Google Pay, without using their own funds. The policyholder will receive emailed instructions of how to add the card to their Apple Pay or Google Pay account. However, there will be a physical card available for locations that don’t support mobile payment services. As long as the medical facility accepts MasterCard, employees can use their Expatriate Group direct payment method.
MEDICAL TREATMENT
How Does It Work?
PRE-APPROVED
Does a Claim Need to Be Made?
If medication, care, or treatment is required overseas simply contact the Expatriate Group claims line via telephone, live chat, or email. A member of the claims team will discuss the requirements with the individual and the approved treatment cost will be authorised on their card – this may be digitally via Apply Pay or Google Pay, or via the physical card. Don’t worry, due to safety measures and claims controls, only what has been approved can be paid for.
The final account can be submitted via Expatriate Group’s proprietary claims platform www.expatriate.claims.
PRE-APPROVED
Does a Claim Need to Be Made?
No Limitations
Providers and Facilities
There are no limitations on the care provider or medical facility used. Your employees can see who they want, when they want. It’s not just hospital or doctor’s appointments that we cover, the service applies to all aspects of medical care. This includes but is not limited to: GPs; Hospitals; Pharmacies; Physiotherapy; Dentistry; Opticians; Incidentals; Podiatrists; Mental Health; Annual Check-ups; Maternity; Travel Vaccinations; Screenings.
Expatriate Group provide a simple, stress-free way to obtain medical care or treatment on a pre-approved basis without having to front the cost. Employees will have peace of mind that their medical needs are paid for before they even liaise with a pharmacist, nurse, or doctor.