One Way Travel Insurance
Expatriate Group’s One Way Travel Insurance covers all outward-bound trips from any global destination.
Plan Options
Worldwide Travel Insurance
Bought a one way ticket to a destination? Require travel insurance? Our One Way Travel Insurance will put your mind at ease whilst travelling overseas.
With our one trip travel insurance, we have individuals seeking an insurance policy covered. Our standard travel insurance policy can be tailored to cover just one way travel for expats and travellers alike.
What is one way travel insurance?
One way trip insurance is designed specifically for people who are heading overseas for a long period of time, do not have a return ticket or do not have a return date in mind. The one way insurance policy covers individuals on the journey from their departure country to their destination.
How does one way travel insurance work?
Once a policy holder departs their starting country on the date specified (when taking out the travel insurance) it will be active and they will be covered. Expatriate Group’s one-way travel insurance policy cannot be extended and is ideal for travellers, or expats moving permanently to a destination country. For one trip travel insurance policy holders the maximum duration may not exceed 180 days.
Policy Benefits
Key Benefits of our One Trip Travel Insurance
With Expatriate Group’s one way travel insurance you can add different policy options to suit your needs. Having served expats and travellers since 1997, we understand that flexibility is key and all customers to tailor their policies. Just choose whether you want a single or annual trip and select the additional benefits you require.
Emergency Medical Evacuation
There are some locations around the world where medical care is poor or non-existent. In these circumstances, should you fall ill or become injured, it’s important that you have the correct cover. One trip travel insurance covers medical evacuations, ensuring you ate transported to a suitable hospital or medical facility to receive the care you need.
Emergency & Accidental Medical Treatment
Whilst one trip travel insurance only protects you from departure to arrival in your destination, cover is important. Should you fall ill on a layover, or obtain an injury boarding a flight, Expatriate Group will ensure you receive the medical treatment you need at an appropriate hospital or clinic. No matter where you are you will receive medical treatment.
Enhanced Benefits & Protection
One trip travel insurance can be tailored to your needs. Our core insurance policy offers the flexibility for you to add different benefits that suit your needs. Optional protection covers you against the likes of loss of passport, personal liability, baggage delays and theft, missed departures, and legal expenses. Evacuations for non-medical reasons can also be added to your policy.
Cancellation and Curtailment Cover
Sometimes your trip abroad can go wrong before you’ve even left for the airport. Cancellation and curtailment cover safeguards you against the likes of strikes, industrial action, redundancy, or your travel operator collapsing. You’re also protected should you need to come back early due to medical issues, injuries, or illness.
One Way Travel Insurance
The Benefit Schedule
The benefit schedule below is applicable to Expatriate Group’s One Way Travel Insurance. It is a summary of travel cover and must be read in conjunction with the policy wording. All coverages and plan costs listed in this schedule of benefits are in Euros, dollars, and pounds. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.
| BASIC Medical Treatment & Evacuation | |||
|---|---|---|---|
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Air Ambulance | 100% per Trip | ||
| Accompaniment | $/€300 per day up to $/€3,000 per Trip | ||
| Continuation | $/€5,000 per Trip | ||
| Repatriation for Medical Treatment | 100% per Trip | ||
| Care Management | 100% per Trip | ||
| Acute/emergency Sickness and Injury | 100% per Trip | ||
| Treatment by authorized physicians, nurses and specialists | 100% per Trip | ||
| Hospitalization (semi-private rooms) | 100% per Trip | ||
| Surgery, anesthesiologist | 100% per Trip | ||
| Prescribed medicines, dressings | 100% per Trip | ||
| Local transport to and from the place of treatment | 100% per Trip | ||
| Treatment by physiotherapists and chiropractors | $/€2,500 per Trip | ||
| Medically Necessary required durable medical equipment | 100% per Trip | ||
| Limited motorcycle and sports vehicle coverage for injuries only | $/€10,000 per Trip | ||
| Emergency dental treatment for immediate relief of pain | $/€500 per Trip | ||
| Non-Hazardous Sports Coverage | $/€150,000 per Trip | ||
| Other Benefits | |||
| Repatriation of Mortal Remains | $/€25,000 per Trip | ||
| ATMSafe | $/€500 per Trip | ||
| STANDARD Enhanced Benefit Options | |||
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Baggage Delay 1 | $/€100 per day up to $/€700 per Trip | ||
| Baggage Loss/Theft | $/€500 per Item up to $/€2,500 per Trip; subject to $/€100 Deductible per Trip | ||
| Personal Liability | $/€100,000 per Trip | ||
| Accidental Death & Disability / Permanent Total Disability | $/€100,000 per Trip | ||
| Additional Hospital Benefit (per day / total benefit) | $/€75 per day up to $/€600 per Trip | ||
| Physical Assault | $/€5,000 per Trip | ||
| Money and Documents (tickets, cash, banknotes) | $/€500 per Trip | ||
| Loss of Passport | $/€250 per Trip | ||
| Travel Delay 1 | $/€100 per day up to $/€1,000 per Trip | ||
| Missed Departure | $/€1,000 per Trip | ||
| Legal Expenses | $/€10,000 per Trip | ||
| Hijacking | $/€1,000 per Trip | ||
| Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters | $/€1,500 per Trip | ||
| 1. Benefit does not apply to One Way Trips | |||
| COMPREHENSIVE Cancellation and Curtailment Cover | |||
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Cancellation and Curtailment 2 | $/€2,000 per Trip; subject to $/€100 Deductible per Trip | ||
| Compassionate Repatriation (Family Return) | $/€6,000 per Trip | ||
| 2. Benefit not available to residents of the USA | |||
|
Add On Option 1 Winter Sports Package – Limited to 21 days aggregate per Policy Period |
|||
| Ski Equipment | |||
| Owned | Up to $/€300 | ||
| Hired | Up to $/€300 | ||
| Single item limit | $/€300 | ||
| Unreceipted Items Limit | Up to $/€150 | ||
| Unreceipted Single Item Limit | Up to $/€50 | ||
| Ski Hire | $/€25 per day up to $/€300 | ||
| Ski Pack | $/€25 per day up to $/€300 | ||
| Piste Closure | $/€25 per day up to $/€300 | ||
| Delay Due to Avalanche | Up to $/€300 | ||
|
Add On Option 2 Business Equipment & Money |
|||
| Business Equipment | Up to $/€1,500 | ||
| Single Item Limit | $/€500 | ||
| Computer Equipment Single Item Limit | $/€750 | ||
| Samples Limit | $/€400 | ||
| Unreceipted Items Limit | Up to $/€300 | ||
| Unreceipted Single Item Limit | $/€50 | ||
| Delayed Business Equipment | $/€100 per day up to $/€300 | ||
| Emergency Courier of Essential Business Equipment | Up to $/€400 | ||
| Business Equipment Hire | $/€100 per day up to $/€500 | ||
| Business Money | Up to $/€500 | ||
| Cash Limit | $/€200 | ||
|
Add On Option 3 Golf Cover – Limited to 21 days in aggregate per Policy Period |
|||
| Golf Equipment | Up to $/€1,000 | ||
| Single Item Limit | $/€200 | ||
| Unreceipted Items Limit | Up to $/€300 | ||
| Unreceipted Single Item Limit | $/€50 | ||
| Golf Equipment Hire | $/€50 per day up to $/€250 | ||
| Non-Refundable Golfing Fees | $/€50 per day up to $/€250 | ||
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One Way Travel Insurance FAQs
Is one way travel insurance the same as single trip?
One way travel insurance covers individuals on the journey from departure to their destination. Alternative cover will need to be purchased shortly after arrival. Single Trip Travel Insurance is designed for those heading overseas and covers the entire period abroad, such as a holiday.
Can I extend my one way travel insurance?
One way travel insurance policies are not able to be extended. Why not take a look at our other International Travel Insurance products for a policy that will suit you better? Or do you need something more permanent? International Health Insurance may be the answer. Don’t forget, you can always contact Expatriate Group for expert advice or take a look at all our expat insurance products.
Can I get one way travel insurance from the UK to Australia?
Yes, our one way travel insurance policies cover you for single journeys to countries in Europe and Worldwide. To find out how much your policy to Australia would be get a one way travel insurance quote today.
Will I be covered if I have a pre-existing condition?
There are specific exclusions for pre-existing conditions and limitations of coverage. You will need to check the coverage and policy wording to fully determine benefits covered by the policy you choose.
Get your one way travel insurance quote online now.
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