Expat Insurance for Individuals, Families and Corporates
By dedicating our insurance products to expats worldwide, we’re giving those living and working abroad the safety and security they need. Our expat customers can embrace life abroad with confidence in their insurance protection.
Introducing Expat-Pay
About Us
Serving and Protecting Expats Since 1997
With over 100,500 unique customers in over 180 countries, Expatriate Group are experts in delivering the best expat insurance products to individuals, families, and businesses. Founded in 1997, we have a wealth of experience and insight into the wants and needs of expatriates just like you.
We understand that safeguarding your health and finances overseas is essential. This is why we strive to provide simple and effective products that are benefit rich.
About Us
Serving and Protecting Expats Since 1997
The Benefits
What will you get?
Expatriate Group provide insurance plans for expats living and working abroad. Whether you’re an individual, professional, traveller, have a family, or want to protect your employees, our products give peace of mind that we are there should you need us.
- Immediate cover
- 24-hour customer support
- No hospital restrictions
- Comprehensive protection
- No medical required
- Multilingual emergency assistance
- Easy claims process
The Benefits
What will you get?
Coverage
Expat Insurance Coverage
We provide expat insurance to expats of any nationality living in almost any country. Whether you’re a digital nomad, professional, expat family, or have employees around the globe we have you covered.
Individuals
Living or working abroad as a lone expat means you need comprehensive cover in case of an emergency. Complete protection overseas.
- Professionals
- Remote workers
- Digital nomads
- Travellers
Families
Make sure your family’s health and finances are protected when you’re living overseas for ultimate peace of mind.
- Families with children
- Couples planning for children
- Extended family
- Blended families
Groups
Insuring a group of people can be complex, especially if multiple countries are involved. We can simplify this process for you.
- Schools
- Charities
- Volunteers
- NGOs
Corporates
Our employee protection solution for companies and organisations with employees working away from their home country.
- Startups
- SMEs
- Large corporates
- Overseas branches
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Expatriate Insurance Products for Every Step of the Journey
Regardless of how long you’re overseas, your personal circumstances, and the country you’ll be living in, we have the ideal expat insurance solution waiting for you.
International Health Insurance
For international health insurance created with expats in mind choose Expatriate Group. Since 1997 we have supported expats living and working across the world, ensuring they have comprehensive expat medical insurance available.
Expat families and individuals, as well as employees, can benefit from access to the best private medical care internationally and 24-hour support, 7 days a week.
International Health Insurance
International Travel Insurance
Our international travel insurance is flexible to your needs. Travel insurance is available to all nationalities, travelling almost anywhere in the world.
What sets Expatriate Group apart is our travel insurance can be purchased for a single specific trip, a one-way trip, or as an annual multi-trip product. You can also choose to be protected in Europe only or worldwide, for up to a maximum of 180 days per trip.
International Travel Insurance
Expat Life Insurance
Expat term life insurance safeguards your family should you die whilst living your expatriate life. Should the worst happen, you can provide your loved ones with financial security, with terms available from one to 30 years. Easy Life makes it simple for you to get expat life insurance cover; fill in the quick form online and protect your family in less than 10 minutes.
Expat Life Insurance
Income Protection Insurance
Not being able to attend your normal occupation whilst living overseas can have an impact on your finances. Protect yourself and your family with expat income protection, an insurance product which provides a lump sum payment following an injury or illness.
Our cover protects expats around the world even in the most serious of circumstances including accidental death, permanent disablement, and temporary disablement.
Income Protection Insurance
Why Choose Expatriate Group
Multilingual Assistance
In an emergency we provide you with multilingual support 24-hours a day through one of the world’s leading assistance companies.
24/7 Support
You can contact Expatriate Group any day, any time, via email, telephone, or our online chat function.
Regulated by the FCA
We are authorised and regulated by the Financial Conduct Authority; a UK based regulatory body for financial services.
No Out-of-Pocket Hospital Expenses
You will never be expected to pay any hospital fees using your own money, we have this covered for you.
No Hospital Restrictions
Expatriate Group do not operate a compulsory hospital network and you are free to use any medical facility you choose for treatment.
Immediate Cover
Buying insurance from us is easy and all products can be purchased online and the cover will be immediate, or from your chosen date.
Easy Claims Process
We have our own easy online claims portal and pre-approval for costs yet to be incurred can be arranged too.What our global customers say
Expat Guides and Advice
Our expat blogs are the perfect place to pick up inspiration, tips, tricks, and guidance for your next move or voyage overseas.
Expat Insurance FAQs
What is an expat?
Expat is short for ‘expatriate’. Expats are people who live outside of the country they were born in. You can be an expatriate temporarily or permanently. Students studying abroad and travellers are considered expats, as are those who move abroad for work, a lifestyle change, or retirement. There is not one cookie cutter approach to being an expat, which is why we tailor all of our expat insurance products.
Who are Expatriate Group?
We are a team of insurance experts who have been protecting expats from all nationalities across countless countries since 1997. Our insurance products are designed solely for expatriates and, over the years, we have received awards in a number of corporate and individual industry awards.
Who is the underwriter for Expatriate Group insurance products?
We work with a number of international capacity providers to ensure that relevant knowledge, experience, and licensing is utilised for all the risks underwritten as part of the Expatriate Group brand. These partners include Lloyd’s of London, Guardrisk Insurance company Mauritius Ltd PCC, SCOR, and Gen Re.
Are expat insurance policies available worldwide?
We currently have over 300,000 expats protected in over 100 countries worldwide. We are able to provide insurance products in virtually all countries, however, there are some rare exceptions. No matter your home country or where you live now, Expatriate Group will find the best expat insurance solution for you.
Can I purchase short term expat insurance policies?
Each of our products come with different length cover terms. Check the individual product details for the term options on offer. However, don’t hesitate to contact us using the live chat service, email, or telephone if you have questions regarding the length of policy cover for a specific product. Get a Short Term Health Insurance quote online today.
Are Expatriate Group regulated?
Yes, Strategic Insurance Services Limited trading as Expatriate Healthcare and Expatriate Group is authorised and regulated by the Financial Conduct Authority. Our FCA Firm Reference Number is 307133.
What products do Expatriate Group offer?
We offer products for both expatriates and travellers. You can purchase the following products online: